Exclusive aged insurance leads that close for less
Buy auto, home, life, health and Medicare insurance leads from consumers who already requested a quote online. Each lead is sold to one buyer only, DNC-scrubbed, USPS-verified and delivered to your inbox in 30 minutes, starting at $0.02 per lead.
- Sold to one buyer only
- DNC-scrubbed
- USPS address-verified
- Uncallable leads replaced
What are aged insurance leads?
Aged insurance leads are records of consumers who requested an insurance quote online at least 2 days ago. They cost a fraction of real-time leads, but the need behind the request is often still there: many shoppers haven't bought yet, bought the wrong policy, or come up for renewal soon.
Real-time leads are sold to several agents at once, so the first agent to call usually wins. Aged leads take that race out of the picture. You work a large list at your own pace, follow up with automation, and reach people after the other agents have stopped calling.
Needs don't expire
Drivers still need auto coverage and homeowners still renew. Interest shown weeks ago often turns into a sale today.
Less competition
Most agents stop calling after a few days. By the time you reach an aged lead, the phone has usually gone quiet.
Lower cost per sale
At pennies per lead, a lower contact rate still means a much lower cost per acquisition.
Referrals & cross-sell
Quote one line, then bundle auto, home and life. Conversations that don't close still produce referrals.
Aged leads for every line you write
Nine lead types, each with its own data fields. Filter by state, county, zip code or radius.
Choose the age range that fits your strategy
A lead's age is the number of days since the consumer submitted their online quote request. We offer two ranges. Newer leads are warmer; older leads give you more volume for every dollar. Many agents buy both.
See counts for your area- The quote request is still fresh
- Strong for phone and SMS outreach
- Catch shoppers who haven't bought yet
- Lowest cost per lead
- Well suited to CRM email and SMS drips
- Reach people as their policies come up for renewal
Clean data you can dial with confidence
Every lead comes from partner networks where a consumer requested an insurance quote online, and every lead is checked before it reaches you.
Exclusive, one buyer per lead
Once you buy a lead, it leaves our inventory and is never resold to another agent.
DNC-scrubbed
Leads are scrubbed against the Do Not Call registry before delivery.
Consent records on request
Need proof of opt-in? Source and consent records are available for the leads you buy.
USPS address-verified
Addresses are verified against the official USPS database, so your time goes to selling instead of searching.
Uncallable leads replaced
If a number is disconnected or not working, we replace the lead when you report it within 30 days.
More data per lead
We include more data points on our leads than any other aged lead provider, so every call can be personal.
Agents are responsible for their own compliance with the TCPA and federal and state telemarketing and texting rules when contacting leads.
What's included in your lead file
Every lead includes first and last name, street address, city, state, zip code, phone and email, plus these fields for each lead type.
Auto Insurance Leads: 17 fields per lead
See full details & pricing- Current Carrier
- Expiration Date
- Vehicle Year
- Vehicle Make
- Vehicle Model
- Driver Name
- Date of Birth
- Gender
- Marital Status
Homeowners Insurance Leads: 15 fields per lead
See full details & pricing- Current Carrier
- Expiration Date
- Home Value
- Purchase Date
- Year Built
- Square Footage
- Requestor DOB
Condo Insurance Leads: 15 fields per lead
See full details & pricing- Current Carrier
- Expiration Date
- Unit Value
- Purchase Date
- Year Built
- Square Footage
- Requestor DOB
Renters Insurance Leads: 13 fields per lead
See full details & pricing- Current Carrier
- Expiration Date
- Requestor DOB
- Deductible
- Personal Property Amount
Life Insurance Leads: 17 fields per lead
See full details & pricing- Date of Birth
- Gender
- Height
- Weight
- Coverage Amount
- Policy Type
- Credit Ranking
- Education
- Occupation
Final Expense Leads: 13 fields per lead
See full details & pricing- Date of Birth
- Gender
- Height
- Weight
- Credit Ranking
Mortgage Protection Leads: 15 fields per lead
See full details & pricing- Date of Birth
- Gender
- Mortgage Lender
- Mortgage Amount
- Credit Ranking
- Education
- Occupation
Health Insurance Leads: 13 fields per lead
See full details & pricing- Date of Birth
- Gender
- Height
- Weight
- Risk Type
Medicare Leads: 13 fields per lead
See full details & pricing- Date of Birth
- Gender
- Height
- Weight
- Risk Type
The math makes sense
Aged insurance leads cost $0.02–$0.50 each with volume pricing. The minimum order is 250 leads for $125, and there are no contracts. We accept all major credit cards and PayPal.
A $500 budget buys 10–30 real-time leads that are also sold to other agents. The same $500 buys thousands of exclusive aged leads. Even with a lower contact rate, your cost per acquisition drops dramatically.
| Leads | Total | Per lead |
|---|---|---|
| 250 | $125 | $0.50 |
| 1,000 | $200 | $0.20 |
| 5,000 | $400 | $0.08 |
| 10,000 | $600 | $0.06 |
| 50,000 | $1,000 | $0.02 |
Full price list with every tier is on each lead type page.
Check pricing in your area| Feature | Typical real-time | Second Chance aged |
|---|---|---|
| Cost per lead | $15–$50+ | $0.02–$0.50 |
| Exclusivity | Often sharedSold to multiple agents | ExclusiveOne buyer per lead |
| Pressure | HighMust call within seconds | LowWork at your own pace |
| Data depth | Basic contact info | Enhanced data points |
| Bad numbers | Varies by vendor | Uncallable leads replaced |
Estimate your cost per sale
Enter your own numbers. The defaults are only an example, not a guarantee of results.
From count to calling in 30 minutes
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1
Request a free count
Tell us the insurance type, lead age and the states, counties or zip codes you want.
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2
Review your quote
We send the available count and pricing. Adjust filters until the list fits your budget.
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3
Place your order
Orders start at 250 leads for $125. Pay by card or PayPal. Your leads are removed from inventory, so they're yours alone.
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4
Get your CSV
Your file arrives by email within 30 minutes, ready for any CRM or dialer.
How to succeed with aged leads
The agents who win with aged leads treat them as a volume and follow-up game.
Buy volume
Don't buy 10. Buy 5,000. You need enough data to find the gold nuggets.
Automate the follow-up
Load leads into a CRM with email drips and SMS automation to warm them up before and between calls.
Stay consistent
Call through your list on a steady schedule. Many of these consumers are still shopping or unhappy with the policy they chose.
Trusted by top producers
Join thousands of agents who are moving their lead budget to Second Chance Leads.
"I was skeptical about aged leads, but the ROI is undeniable. I purchased 1,000 auto leads and my team wrote $12k in premium the first week. The cost per acquisition is significantly lower than real-time leads."
Independent Agent
"It took a minute but I got someone on the phone and quoted auto renters and GL and should be closing today at 4pm!"
Allstate Agent
"Consistent volume is key for my agency, and Second Chance delivers. We load these into our CRM for automated drips, and the response rate is fantastic. It takes the stress out of keeping my producers fed."
Agency Owner
Aged insurance leads: common questions
Can't find your answer? Call (708) 942-4551 or see our full FAQ.
What are aged insurance leads?
Aged insurance leads are records of consumers who requested an insurance quote online at least 2 days ago. They cost far less than real-time leads because they are no longer brand new, but many of those consumers still need coverage or are unhappy with the policy they chose.
How old are your aged leads?
We offer two age ranges: 2–60 days old and 61–365 days old. The age is measured from the date the consumer submitted their online quote request.
How much do aged insurance leads cost?
Aged leads from Second Chance Leads cost $0.02 to $0.50 per lead with volume pricing: 250 leads for $125 ($0.50 each), 1,000 for $200, 5,000 for $400, 10,000 for $600 and 50,000 for $1,000 ($0.02 each). The minimum order is 250 leads. Request a free count to see what is available in your area.
Are the leads exclusive?
Yes. Every aged lead we sell goes to one buyer only. Once you purchase a lead, it is removed from our inventory and is not resold to another agent.
Where do the leads come from?
Our leads come from partner networks where consumers requested an insurance quote online. Source and consent records are available on request.
Are the leads scrubbed against the Do Not Call list?
Yes. Leads are scrubbed against the Do Not Call registry before delivery, and every address is verified against the USPS database. Agents remain responsible for their own compliance with the TCPA and state telemarketing rules.
How are the leads delivered?
Leads are delivered as a CSV file by email within 30 minutes of purchase, ready to import into any CRM or dialer.
What if a lead can't be reached?
We replace all uncallable leads, such as disconnected or non-working phone numbers, reported within 30 days of purchase.
Which states do you cover?
We sell aged insurance leads in all 50 US states. You can filter by state, county, zip code or radius.
What types of aged insurance leads do you sell?
We sell aged auto, homeowners, condo, renters, life, final expense, mortgage protection, health, Medicare leads.
How do I pay?
We accept all major credit cards (Visa, Mastercard, Discover and American Express) and PayPal. Payment is due when you place your order.
Ready to fill your pipeline?
Request a free count for your area. We'll send the available volume and pricing, usually the same day.
Request a Free Count